Personal & business loans
Whether you need funds for personal use or to grow your business, our loan products come with clear terms and a guided approval process.
Flexible personal loans for salaried and self-employed clients who need quick access to funds.
Min amount
₦10,000.00
Max amount
₦500,000.00
Tenure
1–12 months
Monthly rate
3.0%
Collateral or guarantor may be required. Our team will explain options during your application.
Short-term working capital to help small businesses restock, pay suppliers, or manage cash flow.
Min amount
₦50,000.00
Max amount
₦5,000,000.00
Tenure
3–24 months
Monthly rate
2.5%
Collateral or guarantor may be required. Our team will explain options during your application.
Step 1
Review loan amounts, tenure, and rates above to find what fits your need.
Step 2
Apply through the mobile app or visit a branch with your ID and supporting documents.
Step 3
Our team reviews your application. Once approved, funds are disbursed to your account.